Risk Disclosure
Important Information for Investors
Transparency comes first. Please read this disclosure carefully and consult your own legal, financial, and tax advisors before investing in precious metals.
Please Read Carefully
Education First — Then Decisions
Owning precious metals carries real risk. Wherever we cite a number, it describes what already happened — it is not a forecast and not a promise of what your holdings will do. The value of metals moves in both directions, and a loss of principal is always possible.
Meridian Gold is not an investment advisor. What you buy, and the moment you choose to sell, stays your call — ideally one made alongside your own independent professionals.
Who This Is For
Suitability & Volatility
Past performance does not predict future results. Precious metals can help diversify a portfolio, but they are not a substitute for income-producing assets or emergency cash reserves.
- Built for a Long HorizonPrecious metals are usually evaluated over many years, not weeks. Funds you may need for near-term expenses are generally a poor fit for this asset class.
- Price Can Move SharplySpot prices react to macro trends, currency moves, industrial demand, and investor sentiment. Both gains and losses can arrive quickly and without warning.
- Events Outside Our ControlMeridian Gold is not liable for losses tied to market dislocations, regulatory changes, natural disasters, labor stoppages, or other force majeure circumstances.
How We Work With You
Information, Not Advice
- Educational Role OnlyWe explain products and processes, but we do not act as your fiduciary, broker-dealer, or personal financial planner. You remain responsible for every buy and sell decision.
- Seek Independent CounselNothing on this site substitutes for advice from your attorney, CPA, or licensed investment professional. Confirm tax and legal implications before you commit capital.
- Opinions, Not ForecastsMarket commentary reflects our view at a point in time. It is not a promise of future performance and should not be the sole basis for an allocation decision.
Your Decisions
Investment Risk You Accept
- Loss of Principal Is PossibleThere is no assurance that metals purchased today will sell for more tomorrow. You accept full downside risk on every transaction.
- No Performance GuaranteesMeridian Gold does not warrant profitability, liquidity timing, or any particular tax result from holding or selling precious metals.
- Limited Product WarrantiesWe stand behind authenticity and stated metal weight. All other warranties — including fitness for a specific investment objective — are disclaimed to the fullest extent permitted by law.
Legal Limits
Liability & IRA Considerations
- Cap on Recoverable DamagesTo the extent allowed by law, Meridian Gold's liability for any claim arising from a purchase is limited to the amount you paid for the specific product giving rise to the claim.
- IRA Tax ResponsibilityWe facilitate IRA-eligible transactions but do not render tax opinions. Custodians and your own advisors determine how holdings, distributions, and reporting are handled.
After Delivery
Shipping, Claims & Grading
- Inspect on ArrivalReview your package immediately when it is delivered. Note any transit damage or packaging concerns on the carrier receipt and contact us the same day.
- 10-Business-Day Quality WindowIf authenticity or condition does not match your order, notify us within ten business days of delivery. Claims submitted after that window may not be eligible for review.
- Grading Is SubjectiveWe guarantee metal content and genuineness. Numerical grades assigned by third-party services — including NGC, PCGS, or independent numismatists — reflect professional judgment and may change if a coin is re-submitted.
Disclosure FAQ
Common Questions
No. We share educational materials and product details, but you should rely on your own licensed advisors for legal, tax, and suitability decisions.
Most retirement investors treat metals as a multi-year position. Because they do not generate dividends or interest, avoid allocating capital you expect to draw down in the next few years.
Sales are generally final once you accept delivery. If something is wrong with your order, contact us within ten business days while the product remains in its original, factory-sealed packaging.
We guarantee authenticity and metal content, not a numeric grade. Third-party grading is an expert opinion that can vary between services or submissions.
Acknowledgment
Informed, Then Invested
Completing a purchase through Meridian Gold confirms that you understand the risks these products carry and agree to the terms spelled out on this page. Still have a question about something you read? A specialist is happy to talk it through — no pressure, no obligation.
Talk it through before you commit capital.