Risk Disclosure
Important Information for Investors
Transparency comes first. Please read this disclosure carefully and consult your own legal, financial, and tax advisors before investing in precious metals.
Please Read Carefully
Education First — Then Decisions
Owning precious metals carries real risk. Wherever we cite a number, it describes what already happened — it is not a forecast and not a promise of what your holdings will do. The value of metals moves in both directions, and a loss of principal is always possible.
Meridian Gold is not an investment advisor. What you buy, and the moment you choose to sell, stays your call — ideally one made alongside your own independent professionals.
Your Decisions, Your Risk
Assumption of Investment Risk
You Assume Investment Risk
Every purchase and sale decision is yours. Meridian Gold makes no guarantee, promise, or prediction regarding profitability, tax outcomes, or your ability to resell metals at a gain.
No Guarantees or Predictions
Any statement we make about future markets or events is opinion only. Prices can rise or fall, and like all investments, precious metals carry the risk of loss.
Warranties Disclaimed
Beyond authenticity and stated metal content, Meridian Gold disclaims all warranties, including merchantability or fitness for a particular purpose.
The Relationship
No Advisory or Fiduciary Relationship
Not a Fiduciary
We may help you compare and select products, but doing so does not create a fiduciary or other special relationship. Final decisions rest entirely with you.
No Professional Advice
Meridian Gold does not provide legal, investment, or tax advice. Please consult qualified, independent advisors before acting.
Forward-Looking Statements
Commentary about where markets may head reflects opinion, not assurance, and should not be relied upon as the basis for an investment decision.
Suitability & Volatility
Time Horizon and Market Conditions
What metals have done before tells you nothing certain about what they will do next, and they are a poor fit for anyone who needs the holding to generate income today.
A Long-Term Holding
Think of metals as a position you hold for the better part of a decade, not a quick trade. Money you might need to reach for soon does not belong here.
Market Forces
Value responds to supply and demand, monetary conditions, inflation, and global economic trends, any of which can drive meaningful price swings.
Beyond Our Control
We are not responsible for losses caused by volatility, government action, or force majeure events such as natural disasters, war, terrorism, or labor disputes.
Limits & Retirement Accounts
Limitation of Liability
Limitation of Damages
Meridian Gold cannot be held responsible for any losses that flow from a purchase — whether direct or indirect, incidental, knock-on, or punitive, lost gains included — even where we were warned such an outcome could happen.
Precious Metals in an IRA
We work to comply with federal IRA regulations but disclaim responsibility for the tax consequences of holding metals in a retirement account. Seek independent tax guidance.
Delivery & Product
Inspection, Returns & Authenticity
Final Sales & 15-Day Inspection
Unless your written transaction agreement says otherwise, every order is sold as final. Open and check your shipment the day it arrives, and let us know within 15 calendar days if anything about the quality concerns you.
Replacement Conditions
An item only qualifies for replacement when it is still sealed exactly as shipped — the original holder intact, never opened, and showing no signs of tampering.
Authenticity & Grading
Authenticity and stated metal content are guaranteed. A coin's grade, however, is an expert opinion — often assigned by outside services such as PCGS, NGC, or ANACS — and a later review can reach a different conclusion.
Disclosure FAQ
Common Questions
No. We provide educational information and help you compare products, but all legal, investment, and tax decisions should be made with your own qualified, independent advisors.
Plan on holding for the long haul — often somewhere around a decade. Metals are not built to pay you income along the way, so steer clear of using money you expect to need before then.
Orders are final unless your transaction agreement provides otherwise. Check your shipment the day it lands and reach out within 15 calendar days; to be eligible, an item has to still be sealed in its original, unopened holder.
Authenticity and metal content are guaranteed; a grade is not. Grading is a judgment call, frequently made by outside firms like PCGS, NGC, or ANACS, and the same coin can be scored differently if it is submitted again later.
Acknowledgment
Informed, Then Invested
Completing a purchase through Meridian Gold confirms that you understand the risks these products carry and agree to the terms spelled out on this page. Still have a question about something you read? A specialist is happy to talk it through — no pressure, no obligation.